My name is Rachel Kent Trowbridge, and I am a Mortgage Loan Originator at First Federal Mortgage in Birmingham. 2019 is my 30th year in the mortgage lending business. My background includes not only sales but mortgage underwriting, processing, and sales management. First Federal is a federally chartered bank, and we can lend in most states. If you need a pre-qualification, call me! I can provide an answer within 24 hours free of charge, and I am ready to work for you!